Auto Insurance Quote Forms
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Auto Insurance Information
AUTO INSURANCE IN GEORGETOWN, CEDAR PARK, & LEANDER, TX
Insurance for Drivers in Georgetown, Cedar Park & Leander, Tx
Searching for a car insurance policy can be stressful between the array of policies and premiums offered across carriers. Not all car insurance policies are created equal, either, and ending up with the wrong policy can lead to gaps in your coverage and expensive premiums.
As an independent agency, Walls Insurance Agency, Inc. does the hard work for you. We will work with you on a personalized basis to match you with a car insurance policy tailored for your needs and your wallet.
What is Full Coverage Car Insurance?
Full coverage care insurance is the highest amount of insurance you can place on a single vehicle. This type of policy usually includes:
Comprehensive Coverage: Comprehensive coverage provides compensation for damages to your vehicle caused by fire, wind, hail, lightning, smoke, falling objects, theft, vandalism and other incidents aside from collision.
Collision Coverage: Collision coverage provides compensation for damages to your vehicle caused by a collision with another vehicle or object.
Liability: Liability insurance covers bodily injury and property damage you may cause someone else while operating the insured vehicle. If you cause an accident that results in injuries, for example, this insurance can help pay for the victim’s medical bills and protect you in case of a lawsuit.
Medical Payments Coverage: Medical payments coverage provides assistance for medical bills you and your passengers may face after an accident, no matter who caused the accident.
Uninsured/Underinsured Motorist: This insurance covers expenses in an accident involving another driver who is not carrying insurance.
Texas Car Insurance Requirements
In Texas, all drivers must carry at least:
$30,000 in bodily injury liability per person
$60,000 in bodily injury liability per accident
$25,000 in property damage liability
How Do Car Accidents Work in Texas?
Texas is a fault state for car accidents, meaning that the driver responsible for an accident will generally be required to cover damages and injuries of all parties involved. If you cause an accident in Texas, for example, you may have to file a claim on your insurance policy to cover damages and injuries to yourself, your passengers, your vehicle, the other drivers and passengers, other vehicles involved, etc. Without insurance, this could quickly add up.
Insure Your Vehicle Today
Don’t wait until after an accident to get the coverage you deserve. Call Walls Insurance Agency, Inc. at (512) 647-2338 or fill out an online quote form to get started.
Common Auto Insurance Questions
Is it a Good Idea to Switch Auto Insurance?
There usually isn’t harm in switching auto insurance policies when you desire a new insurer or cheaper rates. However, switching right after an accident can usually raise your rates.
How Much Auto Insurance Do I Need in Texas?
Texas requires a minimum amount of liability insurance, but you will need additional insurance to protect your vehicle and your passengers.
How Often Do Car Insurance Rates Change?
Car insurance rates can change each year, but they can change nearly at any time depending on the circumstances. Accidents may change your insurance rates almost immediately.
How Do Auto Insurance Claims Work?
When you file a claim, your claim will be evaluated compared to your policy. Once it is approved, you can receive compensation for damages and injuries.