Business & Commercial Insurance
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Business & Commercial Insurance Information
BUSINESS & COMMERCIAL INSURANCE IN GEORGETOWN, CEDAR PARK, & LEANDER, TX
Insurance for Small Businesses in Georgetown, Cedar Park & Leander, TX
No matter how lucrative the industry, starting a business comes with a lot of risks. You will need a solid small business insurance policy to protect your assets, which is why Walls Insurance Agency, Inc. works with a variety of carriers to connect business owners with affordable insurance.
We will help you evaluate the risks facing your business and tailor a policy to fit your insurance needs and your budget.
What Insurance Do I Need for My Small Business?
There are a range of coverages that can benefit your small business. Different policies can protect your hard work from several different dangers. Some of the most common dangers we cover include:
Liability refers to accidents that could lead to a possible lawsuit filed against your company.
General liability is one of the most common types of liability. This covers bodily injury, property damage and personal or advertising injury claims filed against your business. It can offer compensation for medical bills and property damage as well as protect your business in case of a lawsuit. Personal and advertising injury refers to claims concerning libel, slander, copyright infringement, malicious persecution and more.
Additional liability insurance policies include:
- Professional Liability
- Products Liability
- Contractual Liability
- Liquor Liability
A business owners policy often combines general liability and commercial property insurance into an affordable package for small businesses.
Property insurance covers physical assets to your business.
Commercial property insurance covers the physical location of your business and its contents in case of damage caused by fire, wind, hail, lightning, smoke, theft, vandalism and more.
Other property insurances include:
- Equipment Breakdown Insurance
- Commercial Auto Insurance
- Borrowed Equipment
Commercial auto insurance covers vehicles used or owned by the business for work purposes. These policies may include comprehensive coverage, collision coverage, liability, medical payments coverage, uninsured/underinsured motorist and more. You can also use a Hired or Non-Owned Auto policy to cover vehicles that are not owned by the business, such as employee vehicles.
Texas is one of the only states that does not legally require workers compensation. This doesn’t mean businesses should go without it, however. Workers compensation is crucial for keeping your employees safe in case of an accident. This insurance covers expenses related to a workplace injury. It can cover medical bills, wage replacement, disability benefits and more.
Insure with Walls insurance Agency, Inc.
Protect your business with a reliable small business insurance policy. Call Walls Insurance Agency, Inc. today at (512) 647-2338 or fill out an online quote form today.
Common Small Business Insurance Questions
Are Small Businesses Insured?
Although small businesses may have less income than larger businesses, they still face a wide array of dangers. Small businesses also tend to have less saved up in case of an accident or lawsuit.
How Much Does Small Business Insurance Cost?
Small business insurance premiums vary depending on your location, the size of the business, coverage limits, insurance types, deductibles, claims history and more. Fill out an online quote form
to find out how much you can save on small business insurance.
Why Have Business Insurance?
Business insurance protects your hard work from expensive financial loss in the face of accidents and lawsuits. This insurance is crucial for all businesses across industries.
What Insurance Do Small Businesses Need?
Insurance needs vary between industries, but small businesses generally need a form of general liability and workers compensation.
How Much is Business Insurance for an LLC?
The cost of insurance for an LLC is similar to that of other small businesses. This price will still depend on your location, the size of the business, coverage limits and more.